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Domestic &
Foreign Health Insurance Providers
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in the United States, companies are usually organized and chartered
under the laws of one particular state and it is common for them to do
business in many states.
A
company that operates its home office in the state where it is
organized is known in that state as a domestic company.
In any other states where they do business the
company is considered a foreign company.
If the home office of a company is located
outside the United States, it is considered an alien company. No matter whether it is
domestic, foreign or alien a company must be registered in every state
in which they operate.
Health Insurance Quotes
Get Quotes for a variety of different health plans, including
individual and family, small group, short-term, student, Medicare
supplemental and dental plans.;
Blue
Cross/Blue Shield
These
service organizations represent producers cooperatives.
Hospitals and physicians who sponsor Blue
Cross/Blue Shield plans are providing the insurance, therefore they are
considered to be the producers of the cooperative.
Originally
Blue Cross and Blue shield were separate voluntary and tax-exempt
associations.
Blue Cross provided payments to hospitals and
Blue Shield covered physicians, medical and surgical fees.
People originally covered under these plans
were traditionally known as subscribers since Blue Cross and Blue
shield differ from traditional insurance companies.
In
most states, the two have merged, but each group still covers the
expenses for which they were initially created.
Over the years the tax advantages they
originally enjoyed have deteriorated and many states have removed their
exempt status.
Additionally the federal Tax Reform Act of
1986 now makes them taxable as insurance companies.
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Introduction To Health
Insurance
Summary Of Health
Insurance Policies
Disability
Income Insurance
Standard Medical
Insurance
What Your Policy
Should Pay For
Additional Coverage
Some Policies May Include
Medical Conditions
Your Policy May NOT Cover
Comprehensive (Major)
Medical Insurance
Traditional
Health Insurance Providers
Domestic, Foreign
& Alien Health Insurance Providers
Health Maintenance
Organizations (HMO's)
Preferred Provider
Organizations (PPO's)
Group Health Insurance
Finding The Best
Health Insurance Deal For You
Glossary Of Health
Insurance Terms
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